Need a Merchant Account?

Chargify has partnered with several providers to get you the best rates.


We integrate with nearly every U.S. and many Canadian merchant account providers, but if you are in need of a merchant account you can click on one of the links below to get started.



Multi-Gateway Safe & Secure
Braintree Fee Fighters

Beanstream TrustCommerce PaymentExpress

Learn more about how Chargify works with multiple merchant accounts & gateways.

Frequently Asked Questions:

  • What’s a merchant account/payment gateway?

    A merchant account is a type of bank account that allows businesses to accept payment by debit or credit cards. A merchant account also serves as an agreement between a retailer, a merchant bank, and a payment gateway for the settlement of credit card and/or debit transactions. A payment gateway facilitates the secure transfer of information between your website and your merchant account.

  • Do I still need a merchant account and payment gateway to start using Chargify?

    Yes. You must setup a merchant account before you start using Chargify. This account enables you to accept recurring credit card payments from your customers. Your payment gateway will transmit your customers' billing information to your merchant bank in order for payments to be deposited into your internet merchant account every month.

  • Do I still have to pay the transaction fees that my merchant account requires?

    Unfortunately this is one thing that we cannot control. Your merchant account and gateway will still take a percentage, also known as discount rate, of every transaction. This is something we would love to change, but it has been standard in the billing industry for years.

  • Can I use my existing payment gateway or do I need to change?

    Chargify currently supports many major payment gateways and we are constantly adding new ones so you can switch at any time. Our full list of gateways currently supported is available on our payment gateways page.

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