Need a Merchant Account?

Chargify has partnered with several providers to get you the best rates.

Description/Opinion
Millennium Bankcard has teamed up with PowerPay to provide you with your payment processing needs.

We recommend Millennium if you just want to call someone and walk you through the process.
TransFS will help you find the best rate on merchant account services. They allow you to enter your business information once and then credit card processors will actively bid against each other on the TransFS website to win your business.
Inspire Commerce is one of the the leading credit card, gift card, and e-check processing providers in the world. Both US-based merchant accounts (USD) and European accounts are available (140+ possible currencies).

Just a couple more details to sort out before you can start using Chargify for recurring billing. The first step is to set up a merchant account so you can collect credit card payments from your subscribers. Simply fill out this form and you’ll be guaranteed the best transaction rates from Millenium Bankcard.

* These fields are required.

* First name:
* Last name:
* Company name:
* Email:
Phone number:


Just a couple more details to sort out before you can start using Chargify for recurring billing. The first step is to set up a merchant account so you can collect credit card payments from your subscribers. Simply fill out this form and you’ll be guaranteed the best transaction rates from Inspire Commerce.

* These fields are required.

* First name:
* Last name:
* Company name:
* Email:
Phone number:


Multi-Gateway Safe & Secure

Beanstream TrustCommerce PaymentExpress

The safety of your customers’ payment information, as well as your own, is our number one priority.

Frequently Asked Questions:

  • What’s a merchant account/payment gateway?

    A merchant account is a type of bank account that allows businesses to accept payment by debit or credit cards. A merchant account also serves as an agreement between a retailer, a merchant bank, and a payment gateway for the settlement of credit card and/or debit transactions. A payment gateway facilitates the secure transfer of information between your website and your merchant account.

  • Do I still need a merchant account and payment gateway to start using Chargify?

    Yes. You must setup a merchant account before you start using Chargify. This account enables you to accept recurring credit card payments from your customers. Your payment gateway will transmit your customers' billing information to your merchant bank in order for payments to be deposited into your internet merchant account every month.

  • Do I still have to pay the transaction fees that my merchant account requires?

    Unfortunately this is one thing that we cannot control. Your merchant account and gateway will still take a percentage, also known as discount rate, of every transaction. This is something we would love to change, but it has been standard in the billing industry for years.

  • Can I use my existing payment gateway or do I need to change?

    Chargify currently supports many major payment gateways and we are constantly adding new ones so you can switch at any time. Our full list of gateways currently supported is available on our payment gateways page.